We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
The Information That We Collect
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
The Confidentiality, Security, And Integrity of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information And Affiliates We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:
Transaction and experience information from our account records:
Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.
Types of Affiliates
We may disclose nonpublic personal information about you to the following types of affiliates:
Reasons For Disclosure
Here is why we may disclose nonpublic personal information about you to our affiliates:
Nonpublic Personal Information And Nonaffiliated Third Parties
We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.
Nonpublic Personal Information And Former Customers
We do not disclose nonpublic personal information about former customers, except as permitted by law.
Authorized Sharing - Joint Marketing
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
Types of Businesses
Here are the types of businesses with whom we may disclose nonpublic personal information under this section
Reasons for Disclosing
Here is why we may disclose nonpublic personal information about you to other financial institutions with whom we have joint marketing agreements:
Equal Housing Lender